Auto Insurance
Auto Insurance Solutions with Fase Insurance Group (FIG)
At Fase Insurance Group (FIG), we’re dedicated to providing tailored auto insurance solutions that fit your unique needs. Whether you’re looking for personal auto insurance to protect your car and loved ones or commercial auto insurance for your business vehicles, we offer competitive and comprehensive coverage options through top-rated carriers like Progressive, National General, and Kemper.
We proudly serve individuals and businesses across Georgia, South Carolina, Tennessee, and Alabama, with office locations in Jonesboro, Lilburn, Conyers, and Rock Hill.
Why Auto Insurance Is Essential
Auto insurance isn’t just a legal requirement—it’s your safety net against unexpected accidents, damages, and liabilities. Whether you drive for personal reasons or business purposes, having the right coverage ensures:
• Financial Protection: Covers repair or replacement costs after an accident or theft.
• Legal Compliance: Meets state-mandated minimum liability coverage requirements.
• Peace of Mind: Protects you from significant financial losses in case of unforeseen events.
Personal Auto Insurance Coverage Options
We offer a wide range of personal auto insurance coverages to ensure you and your loved ones are protected:
1. Liability Insurance: Required in most states, this covers damages or injuries you cause to others in an accident.
2. Collision Insurance: Covers repair or replacement of your vehicle if it’s damaged in an accident.
3. Comprehensive Insurance: Provides coverage for non-collision-related incidents like theft, vandalism, or natural disasters.
4. Uninsured/Underinsured Motorist Insurance: Protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
5. Medical Payments (MedPay) or Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.
6. Roadside Assistance: Optional add-on coverage for towing, flat tires, or battery jump-starts.
Commercial Auto Insurance: Protect Your Business Vehicles
If your business relies on vehicles for daily operations, having the right commercial auto insurance is critical. We partner with Progressive, National General, and Kemper, leaders in commercial coverage, to provide:
Types of Vehicles Covered
• Company cars and SUVs.
• Contractor trucks and vans.
• Delivery vehicles.
• Fleet vehicles.
• Specialty vehicles (e.g., tow trucks, dump trucks).
Commercial Auto Insurance Coverages
1. Liability Coverage: Protects your business if a vehicle accident causes property damage or injuries to others.
2. Physical Damage Coverage: Includes collision and comprehensive insurance for your business vehicles.
3. Hired & Non-Owned Auto Coverage: Extends coverage to rented vehicles or employee-owned vehicles used for business purposes.
4. Cargo Insurance: Protects goods or equipment being transported in your business vehicles.
5. Gap Coverage: Covers the difference between the actual cash value of your vehicle and the amount you owe on a loan or lease.
6. Roadside Assistance for Fleets: Offers towing, fuel delivery, and lockout services for business vehicles.
Why Choose Fase Insurance Group (FIG) for Auto Insurance?
1. Trusted Partners: We work with top carriers like Progressive, National General, and Kemper to ensure you receive competitive rates and reliable coverage.
2. Customized Policies: Our team takes the time to understand your personal or business needs and tailors your policy accordingly.
3. Bilingual Support: Our experts speak English and Spanish, making it easier for all clients to get the help they need.
4. Local Expertise: With offices in Jonesboro, Lilburn, Conyers, and Rock Hill, we understand the unique needs of the communities we serve.
5. Multi-State Coverage: We proudly serve clients in Georgia, South Carolina, Tennessee, and Alabama.
How Auto Insurance Requirements Vary by State
Every state has specific requirements for auto insurance. Here’s a brief overview:
• Georgia: Requires liability coverage for property damage and bodily injury.
• South Carolina: Requires uninsured motorist coverage in addition to liability.
• Tennessee: Liability-only minimums, with uninsured motorist coverage offered but not required.
• Alabama: Requires liability insurance, including coverage for injuries and property damage.
Our knowledgeable agents will ensure you meet the legal requirements in your state while providing options to enhance your coverage for added protection.
Contact Us to Get Started
Don’t wait until it’s too late to secure the right auto insurance. Whether you’re looking for personal or commercial auto coverage, Fase Insurance Group (FIG) is here to help.
• Call us at 770-960-8803 to speak with an agent.
• Visit one of our offices in Jonesboro, Lilburn, Conyers, or Rock Hill.
• Request a free quote online at www.faseinsurancegroup.com.
At Fase Insurance Group (FIG), we’re committed to making your insurance process simple, affordable, and stress-free. Let us help you protect your vehicle, your business, and your peace of mind.